At Dental + Skin Clinic, we offer easy on-the-spot claims for most private health insurances, including:
We completely understand the desire to maximise your private health insurance. It makes sense that you pay your premiums, so of course you want to get the most back.
But here’s something worth considering:
Not all dental appointments are created equal.
A standard check-up and clean in many high-volume clinics runs for around 30 minutes. Ours is a full hour. That extra time allows us to slow down, be thorough, focus on prevention, and truly educate you about your oral health — not just “do the clean” and move on.
We also use biocompatible materials and take a gentle, whole-body approach. We also include thoughtful touches like essential oils, a relaxing head massage and a lip scrub, because your nervous system matters too.
Sometimes the question shifts from:
“How much do I get back?”
to
“What kind of experience and care do I want?”
Health insurance rebates are set by the fund, not by the value of the appointment.
Maximising your rebate is important.
But so is maximising your care.
That’s a perspective worth considering.
A dental surgery is essentially a mini operating theatre. The cost of overheads typically accounts for around 80% of dental fees. These overheads may include dental training and education, technology, safe materials and equipment, sterilisation costs, staff costs, and specific treatment costs.
Even though we can process your claim on the spot, the decision of how much an item of treatment is rebated lies with your health insurance company, as determined by your level of cover and its business rules. This is not determined by Dental + Skin Clinic. Our primary duty is to our clients and our objective is to provide our clients with the best possible care that suits their needs. Hence, we are proudly not affiliated with any health insurance company.
Although it can feel expensive at the time, regular preventative dental care can save you thousands of dollars in the long run. Oral health is an investment and delaying dental treatment can lead to devastating effects. If your budget is tight, we recommend looking into our payment plans instead of delaying your visit to the dentist. You’ll thank yourself later.
Each dental practice sets their fees according to their unique overheads. They may take into consideration: the skill and experience level of the practitioners, treatment time, quality of materials and products used, rent and utilities expenses, staff support systems and warranties provided.
Dental + Skin Clinic is not affiliated with any insurance companies. When asked this question by our patients we always suggest a health fund that is not-for-profit. This means that they reinvest their profits each year to pay benefits to their members and to cover operating costs, such as marketing, paying staff, rent and other overheads. Patients are wanting more and expecting better from their health insurance, which is why the health funds that are run to benefit their members are changing the health insurance landscape for the better. Health insurance should be about protecting the health of members, not making profits for others. More information on these health funds can be found here.
The short answer is, probably not (not for ‘extras’ anyway).
In order to get anything back from your private health insurance, your policy would need to include ‘major dental’. Most insurances allow anywhere from $500-$1,100 per year on dental veneers if you have major dental cover on your policy.
